Harris NY dentist Dr. Jeffrey Cohen, DDS Liberty NY Monticello NY Sullivan Co NY Dentist
Insurance and Payment


Our practice is not and has never been a "participating provider" with any insurance company. We will submit claims to the patient's insurance company as a courtesy and will wait for payment from the carrier. New patients are required to pay their first visit in full regardless of insurance.

Patients with insurance are required to pay a minimum of 20% of the fee for each visit. After the insurance company has paid their portion, the patient is responsible for any remaining balance.

If the patient has more than one insurance carrier, it is the patient's responsibility to submit the claim to the secondary carrier.


Payment in full is expected at the time of the visit unless previous arrangements have been made. We offer payment plans through *CareCredit for treatments over $500.

*Subject to approval.

  • Cash
  • Credit Card - We accept MasterCard, Visa, Discover and American Express.
  • Care Credit Medical/Dental Card - Care Credit offers 3, 6 and 12 month interest-free payment plans, and extended financing up to 48 months. You can apply in our office or apply online.
Care Credit


As a service to our patients, we are pleased to offer the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds!

If you have any questions about your insurance plan or payment options, please call our staff at(845) 794-4545or e-mail us atsmiles@cohendentistry.com.